At Great Florida Bank, we know you have a life away from work. In addition to competitive salaries and a competitive bonus/incentive program, Great Florida Bank offers a wide range of plans and programs that help you and your family plan for the future and enjoy a great life.

Healthcare Plans
Regular full –time associates are eligible to enroll in the following healthcare benefits on the first of the month following 30 days of employment:

• Medical – Choice of two HMOs or PPO
• Dental – Choice of DMO or PPO
• Vision – National and local network of retail chain providers offers convenient access to eye care

Insurance Plans
Our wide range of insurance options will make it easy to keep you and your family insured in good times and bad.

• Basic Life Insurance and AD&D Coverage – 100% paid by company
• Group Voluntary Life Insurance - Low group rates available
• Short Term Disability (STD) - 100% paid by company
• Long Term Disability (LTD) - 100% paid by company
• Employee Assistance Plan (EAP)- Managed by United Healthcare and 100% covered by Great Florida Bank, this plan connects you with reliable resources for information and support regarding a wide range of personal concerns, 24 hours a day, 365 days a year. One toll-free phone number gives you access to a variety of experienced professionals including registered nurses, Master’s level counselors, legal and financial professionals, and community resources.

Flexible Spending Account / Medical and Dependent Care
A Flexible Spending Account (FSA) is an important part of your overall benefits package. Through the plan, you can set aside a portion of your earnings pre-tax for everyday expenses you may have with:

• Dependent day care expenses    
• Out-of pocket medical expenses including medical, dental, vision, over-the counter medications, and prescriptions drug expenses

Retirement Plan
A 401(k) savings and retirement plan is designed to help you save for your retirement and at the same time reduce your current taxable income. Retirement savings is made easy through automatic payroll deductions into the investment option(s) of your choice.  All associates who have completed six months of service with the bank are eligible to participate. 

• Employee pre-tax contributions of annual earnings may be made, subject to the annual dollar limits set by the IRS
• Optional Roth 401(k) contributions can also be made post-tax
• Great Florida Bank will match 50% of the associate’s contribution up to 6% salary deferral.

Time away from work
All regular, full-time associates are eligible to accrue Paid Time Off on an annual basis, four (4) Sick Days and one (1) Personal Day per calendar year; accrual is subject to the policy provisions. 

Holidays
The bank is normally closed for most legal holidays as approved by the Federal Reserve.  The exact dates of these holidays will posted in advance each year. 

Holidays that may be observed include:

Education and Tuition Reimbursement
Regular full-time associates that have completed 12 months of service may be eligible for tuition assistance for work-related or a required course towards a job-specific degree taken through a community college or university.

Discounts on Bank Products and Services
Associates are provided by policy with the opportunity to open a Great Team checking account and a savings account without any monthly service charges or minimum balance requirements. Associates will not be charged for incoming or outgoing wire transfers, stop payments or check orders plus other great features such as:

• Free Great Online Banking with
• Free Platinum Debit MasterCard®
• No ATM fees
• Discounts on residential, first lien mortgages, mortgage processing, and underwriting fees
• Associate credit card preferred rates

Employee Referral Program
Experience has proven that our own employees are often one of the best recruiting sources available for filling job openings with qualified applicants. Therefore, in an effort to fully utilize this resource and reward employees for their assistance in our recruitment effort, Great Florida Bank pays $500.00 for each referred applicant after he/she has completed the first 90 days of employment.

Entertainment Discounts
Great Florida Bank associates are continuously alerted to price reductions and special offers made available for recreational purposes such as trips to the movie theatre and hotel stays, Dade County Fair and other local events.

Great Florida Bank will continue to enhance associate benefits whenever possible, and we hope that you will find these benefits valuable as you build your career with us.  If you need additional information or have questions, contact Human Resources at 305-756-2395 or email your resume to greatcareers@greatfloridabank.com. You can also visit Current Opportunities  for further information.

About Great Florida Bank 
Great Florida Bank (NASDAQ - GFLB), headquartered in Miami Lakes, Florida was established on June 30, 2004 as a state-charted commercial bank. The Bank listed on the NASDAQ Global Market on December 5, 2007 and joined the prestigious American Bankers Association Community Bank Index in June 2008. On September 30, 2009, total assets were $1.7 billion, Tier 1 Capital was $114 million, and the Tier 1 Leverage ratio was 6.5%. The Bank operates twenty-eight (28) Solution Centers and two residential lending offices throughout Miami-Dade, Broward and Palm Beach Counties. Great Florida Bank is committed to providing ideas and solutions to its customers’ financial needs by conveniently delivering personalized, state-of-the-art products and services, such as GFB Mobile Banking for individual consumers and cash management clients and GFB Remote Deposit Capture for business customers, all in a relaxed environment.

Corporate Values
Great Florida Bank’s culture and success are driven by our associates and their achievement, and we are dedicated to embodying each of these pillars. We do this through providing new hires with an orientation program, titled “GFB University” that allows our new associates to understand the Great Florida Bank culture and difference. Orientation and training provides new associates with lessons in how Great Florida Bank got started, our culture, an hour with senior management, product knowledge, and bank rules and procedures.

Corporate Mission
Great Florida Bank provides ideas and solutions to our customers’ financial needs by conveniently delivering personalized state-of-the-art products and services in a relaxed environment.

Corporate Vision

• Investment of choice for our owners
• Bank of choice for our customers
• Employer of choice for our associates
• Corporate citizen for the communities we serve

This brochure gives a general description of Great Florida Bank benefit plans. Detailed information about the plans is found in legal documents that govern how the plans work. In all cases, the applicable legal documents determine how the plans are administered. In addition, Great Florida Bank reserves the right to change or end any of the benefit plans at any time for any reason.

Member FDIC